4 Steps to Achieve Financial Focus

What’s one thing that almost all financially successful people have in common? Focus! Here are some of the ways you can keep yourself on track while working towards your financial goals.

I would suggest that focus is the number one contributor to success and ensuring that you achieve your goals. When I say focus, I’m talking about having a clear picture of your end goal and then committing to achieving it 100%. That’s because, to achieve your goals, you need to define landmarks along the way and put daily habits into practice that will keep you moving towards your future objectives. Without that roadmap in place, it is impossible to create the habits you need in order to achieve your goals.

Most people don’t devote any time to sitting down and making a list of the things they want to achieve. Because of that, they can often go their entire lives without reaching their full potential or living the lives that they might have wanted to live.

That’s why I wanted to take this opportunity to warn you about some of the traps that might blur your focus, and discuss the steps you can take to keep your financial focus crystal clear.

Life isn’t always easy, and it can be difficult to be successful. It takes hard work, consistent action, and often the ability to push through things you don’t really want to do. Additionally, it usually takes much longer than you think to achieve the things in life that are worthwhile.

That’s why you need to be really clear about what you want out of life, with a list of goals to focus on and a set of targets to aim for. Without those, when you get busy, have a bad day, or life gets in the way, it’s very easy to get distracted. And when that happens, it’s easy to get overwhelmed and do nothing, or possibly even give up. 

The short-term, easy option of doing nothing can lead to long-term inaction. All of us deal with stress in our jobs, getting the odd cold, and many other distractions that can lead to us putting off our normal responsibilities. But this inaction can snowball, and see you start to skip the daily tasks you need to accomplish to progress towards your goal.

This situation can compound over time – it might only be one day to begin with, but one day quickly turns into a week, and then a month… You get the point! The result can turn into a year without progress. Or a year without working towards achieving your goals.

Here are some of my personal tips that will help you stay on track and stay focused. They’re designed to help you clear the fog, avoid the things in life that can steal your financial focus, and put you on the path to your version of financial success.


  1. Be specific
    • Be really specific about what you want
    • When making your list of goals –
      • Give them a timeframe (year/month) for when you want them to be achieved
      • Give them a $ figure (if it is a financial goal) – how much you will need financially to achieve this goal
  2. Break down your goal into small, bite-sized pieces
    • When making big goals for your life, it can be really scary to think about what it will take to achieve your goal (when you are thinking about where you are right now)
    • What you need to do is break your goal down into small, bite-sized pieces and focus on achieving one small goal after another until you achieve your big goal
      • You wouldn’t try to eat an elephant in one bite, it would be done one bite at a time!
    • This might mean breaking down a big savings goal into your first month’s savings target (which you get by working out how much you need for your end goal and how many months you have to achieve it)
  3. Make yourself accountable
    • Get someone you’re close with to help you with your goals. Get your spouse, a family member or a friend to keep you on track.
    • Tell them what you are looking to achieve and what steps you are going to take towards this goal in the next 30 & 90 days
    • Then, set a date and time to catch up with them. Check in with them regularly to let them know how you are going and tell them about any struggles you’re facing
    • It’s very easy to let yourself down, but it’s much harder to let other people down. That’s how you will feel if you don’t hit the 30 & 90 days targets you set above
  4. Be patient – it takes time
    • Success won’t happen overnight – if it was easy, everyone would be doing it!
    • So, be patient! Continually review your goals list (at least weekly) and remind yourself what you are working towards
      • Perhaps print out a picture of that dream house or holiday destination and place it somewhere visible for a visual reminder of your goals. This will help to keep you going when you’re having a bad day or don’t feel like doing what you need to do to achieve your goal
    • Work to move just one step closer to your goal every day. It doesn’t have to happen overnight, just focus on the small steps you need to take to achieve your goal. Because it’s adding up all these small steps that will eventually lead you to your goal.

I hope that the tips I’ve provided will help you find and keep your financial focus. With these strategies in place, life’s ups and downs won’t become unmanageable obstacles. You’ll be able to ensure that one bad day doesn’t lead to multiple bad days, which can ruin your momentum and impact your progress towards your goals.

So, stay focused, and work towards getting one step closer to your goals every day. Use the steps I shared above to help you keep your financial focus crystal clear, and it won’t be long until you’re achieving your goals!

Ryan Porter is a Wealth Coach at Catalyst Wealth Group. His mission is to help his clients achieve financial success and live their ideal life.

Disclaimer: Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Accordingly, reliance should not be placed on the information contained in this document as the basis for making any financial investment, insurance or other decision. Please seek personal advice prior to acting on this information.

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